Understand APR on Credit Cards and Its Impact | Kotak811
Discover what APR means in credit cards with Kotak 811 Insights. Learn how it affects your interest rates, monthly repayments, and overall credit card costs. Understand the difference between fixed and variable APR, how it\'s calculated, and why it\'s important when managing balances. Gain clarity on how APR impacts outstanding dues and avoid unnecessary charges. Use this knowledge to make smarter financial decisions and manage your Kotak credit card effectively.