Retail merchant services help businesses efficiently accept and manage customer payments. They cover payment processing for credit and debit cards, point-of-sale (POS) systems for in-store transactions, and merchant accounts that temporarily hold transaction funds. For online sales, payment gateways securely authorize and process payments. Additionally, these services offer fraud prevention and security measures to protect sensitive information. By integrating these solutions, retail merchant services streamline payment operations, ensuring a secure and smooth experience for both businesses and customers.