Leverage Technology:- • Use Retirement Planning Software: Most financial institutions and independent providers offer retirement planning software where users can input information regarding their income, expenses, and the age they wish to retire. It is possible to project the future savings needs and tell the user how close they are to reaching their retirement goals. • Use Apps or Online Platform Send the reminders or alerts about upcoming retirement contributions, or help you review and track your plan over regular intervals. Conclusion Behavioral finance has really transformed the way we approach personal finance and retirement planning. Knowing the cognitive biases and emotional tendencies that influence our financial choices and addressing them enables better-informed, more rational choices