Do Nurses Get Pensions? Many nurses wonder about their retirement options and how to secure financial stability. Nursing pension plans, offered by government agencies, public hospitals, or private employers, are vital for ensuring a worry-free retirement. These plans include defined benefit pensions, employer-matched 401(k) accounts, and other employer-sponsored options. Understanding nursing pension plans allows nurses to make informed decisions and maximize their retirement savings. By carefully considering the benefits offered by their employers, nurses can build a solid financial foundation and prepare for a fulfilling retirement that rewards their years of dedicated service to healthcare.