FundedFirm vs FTMO vs FundedNext vs FundingPips vs TopStep: The Ultimate 2025 Prop Trading Guide
The prop trading industry in 2025 has grown tremendously, offering traders multiple opportunities to access professional capital without risking their own funds. Among the most prominent platforms are FundedFirm, FTMO, FundedNext, FundingPips, and TopStep. Each offers unique features, evaluation methods, profit splits, and account scaling options. Understanding the differences is crucial for traders aiming to maximize profits and build a sustainable career. FundedFirm: Flexibility and Fast Payouts FundedFirm is known for its trader-first approach, providing unlimited time to complete evaluation challenges. This flexibility benefits traders who want to focus on strategy rather than deadlines. The platform operates on MetaTrader 5 (MT5), supporting a wide range of trading styles, including swing trading, trend following, and news-event trading. Profit splits start at 90% and scale up to 100% for consistent traders, while withdrawals are processed within 24 hours, allowing for rapid reinvestment and efficient capital management. FundedFirm’s transparent rules and lack of restrictive policies make it ideal for traders seeking freedom, high profit potential, and speed. FTMO: Structured Evaluation and Premium Accounts FTMO is recognized worldwide for its structured evaluation challenges and premium funded accounts. Traders must meet profit targets while adhering to strict daily and overall drawdown limits. The platform supports multiple instruments, including Forex, indices, commodities, and cryptocurrencies, and can be traded on MT4, MT5, or cTrader. FundedNext: Stepwise Growth and Discipline FundedNext focuses on stepwise progression, offering evaluation challenges such as Express, Stellar, Two-Step, and Instant Funding. Each challenge has defined trading periods, drawdown limits, and profit targets, promoting consistent and disciplined trading. Profit splits can reach 95%, and consistent traders can scale accounts to manage larger capital over time. FundedNext is ideal for those who prefer structured growth and clear milestones, balancing discipline with profitability. FundingPips: Affordable and Beginner-Friendly FundingPips is known for providing budget-friendly entry into funded trading. Traders can choose One-Step or Two-Step challenges, which require meeting profit targets and drawdown limits within set periods. Profit splits range from 80% to 100%, depending on account type. Withdrawals are flexible, offered on a weekly or bi-weekly basis. FundingPips is particularly attractive for beginners and cost-conscious traders, allowing them to learn risk management and build a funded trading track record without a large upfront investment. TopStep: Discipline-Focused Futures and Forex Trading TopStep specializes in structured evaluation programs, primarily for futures traders but also suitable for Forex trading. Traders must complete challenges with minimum trading days, profit targets, and drawdown limits.